Insurance companies are not well liked in our society, and sometimes that reputation is earned. We pay into policies in the event of an emergency, and then, our insurer finds a way to deny the claim. When this happens, it is not only frustrating but can cause dire financial circumstances for you and your family.
You do not have to face your insurer alone. At the Law Offices of Magnuson Lowell P.S., we have been helping people all over Washington with bad faith insurance claims since we opened our doors in 1990. We will help you fight for what is right under your policy provisions. Contact us today to schedule a free initial consultation to speak with an experienced insurance claim dispute lawyer.
Holding Your Insurer Accountable
Our bad faith insurance attorneys are here to help you if you feel your insurer has unfairly denied or delayed paying any type of claim, such as:
- Medical coverage claims
- Damages to your vehicle related to a car or truck accident
- Personal injury protection (PIP)
- Uninsured or underinsured coverage
- Auto insurance claims involving collision coverage
Under the Insurance Fair Conduct Act (IFCA) passed in Washington, if you can successfully prove a bad faith insurance claim, you are entitled to damages three times the amount of the claim you submitted for as well as attorney's fees. These treble damages only apply to claims made against your own insurance company if it can be proven that it violated the Washington Administrative Code (WAC) in how it handled your claim.
Handling Denied Insurance Claims
We can help establish the WAC was violated if your claim was denied or delayed on an unfair or improper basis. We will draft a letter stating this allegation, which under IFCA must be sent to your insurer and the insurance commissioner's office. The letter must notify them that you believe they have violated IFCA and that you are giving them 20 days to correct the problem. If your insurer does not fairly respond or provide an adequate timely 'fix', we can then move forward with the formal IFCA claim.
Contact Us For A Free Consultation
If you have bad faith insurance issue, knowing your legal rights and options can be the first step in solving your problem. Please call 425-242-4021 or 888-312-9484, or send us an e-mail to schedule a free initial consultation with one of our uninsured motorist lawyers.