You have gotten into a motor vehicle accident and have sustained an injury. Now what? The obvious first step is to see your health-care provider. The sooner you get a medical evaluation, the better for your recovery and for a personal injury case.
After that, you may believe the next step is to talk to your insurance company and settle the matter. However, that most likely will not be in your best interest. Before you contact your insurance provider, speak to a personal injury attorney who can help you obtain the best outcome.
When to hire an attorney
Not every accident requires the assistance of a lawyer. If you have a minor injury that will heal quickly, it is very unlikely you will have a case. Accident circumstances that warrant legal assistance include:
- Debilitating injuries
- Underinsured/uninsured motorist
- Commercial driver
- Hit and run
- Vehicular or other property damage
These are not the only qualifications, so when in doubt, it is best to take advantage of the free consultations most lawyers offer. Either way, the earlier you call to avoid making any missteps in the claims process, the better.
Why hire an attorney
You may believe you can handle the situation on your own. After all, it cannot be that complicated, can it? That may or may not be true, but what is certainly true is that your insurance company is not looking out for your best interest. Your provider will require extensive documentation and may offer you a low settlement.
Having legal representation will ensure you do not forget anything, gather all evidence to boost your case and obtain the highest financial compensation possible, especially as inflation rates fail to keep up with rising health-care costs.
Damages pay for more than just medical bills, however. You also want to receive monetary awards for lost wages, employment challenges and property replacement. With so many expenses, every dollar counts, and you are likely to get more with the help of an attorney than by yourself.