Personal injury protection (PIP) insurance is a type of car insurance that is required in the state of Washington. It is designed to cover the medical expenses of anyone involved in a car accident, regardless of who is at fault. This type of insurance can be especially beneficial for residents of Washington, as it can help to protect them from the high costs of medical treatment following a car accident.
The main benefit of PIP insurance is that it can help to cover the cost of medical treatment following a car accident. This can include things like hospital bills, doctor's visits, and physical therapy. PIP insurance can also help to cover the cost of lost wages if you are unable to work due to your injuries. This can provide important financial support during a time when you may be struggling to make ends meet.
Another benefit of PIP insurance is that it can help to cover the cost of non-medical expenses. These can include things like transportation to and from medical appointments, and even the cost of hiring someone to perform household tasks that you are unable to do due to your injuries. This can provide important financial support during a time when you may be struggling to make ends meet.
PIP insurance kicks in after any collision involving a vehicle and also if you are injured as a pedestrian or bicyclist involved in an accident. This doesn’t have to be your vehicle, if you are in a friend’s car or hit by another vehicle with Personal Injury Protection insurance, those coverages may also apply to your directly.
PIP insurance provides peace of mind. Knowing that you have this type of insurance can help to reduce the stress and anxiety that can come with being involved in a car accident. It can also provide important financial support during a difficult time.
It is important to note that PIP insurance is not the same as liability insurance. Liability insurance is designed to cover the cost of damages that you may cause to another person's property or person. PIP insurance, on the other hand, is designed to cover the cost of your own medical expenses and lost wages.
Personal injury protection (PIP) insurance is a type of car insurance that is required in the state of Washington. While mandatory in Washington, it can be declined if waived in writing. You should speak to an insurance expert when selecting your insurance. If you’re involved in a motor vehicle collision, a Personal Injury Attorney can provide information and advice to help manage your Personal Injury claim. The experienced team at Magnuson Lowell PS offer free case evaluations to answer your questions and manage your car accident claim.